Wells Fargo Active Cash

Credit Card

Wells Fargo Active Cash

Unlimited 2% cashback on all purchases. Generous introductory bonus of $200.

It offers convenience, security and financial versatility

How to Apply You will remain on the current site

The Wells Fargo Active Cash® Credit Card offers a seamless rewards experience, providing unlimited 2% cashback on every purchase. With no rotating categories, activation requirements, or spending limits, this card is ideal for individuals who prefer simplicity and consistent rewards.

As a standout in the flat-rate cashback category, the Wells Fargo Active Cash card also includes a $200 introductory bonus for new cardholders who spend $500 within the first three months.

Combined with a 0% introductory APR for purchases and qualifying balance transfers for the first 15 months, this card delivers substantial value to everyday spenders and planners alike.

Designed for flexibility and accessibility, the card comes with no annual fee and is packed with additional benefits, including cell phone protection, fraud monitoring, and Visa Signature perks.

Whether you’re looking to maximize everyday spending or streamline your financial management, the Wells Fargo Active Cash card delivers unparalleled rewards and convenience.

Pros and Cons

Pros

• Unlimited 2% cashback on all purchases.
• Generous introductory bonus of $200.
• 0% introductory APR for 15 months on purchases and balance transfers.
• No annual fee.
• Additional perks like cell phone protection.

Cons

• Requires good to excellent credit for approval.
• Balance transfers subject to fees.
• Lacks specialized bonus categories or travel perks.

Is This the Best Card for You?

The Wells Fargo Active Cash card is an excellent choice for individuals who want straightforward rewards and financial flexibility.

While it may not suit users seeking travel benefits or category-based bonuses, its unlimited 2% cashback and 0% intro APR make it ideal for everyday spending and managing larger expenses.

Why We Like This Card

The Wells Fargo Active Cash card combines simplicity and value in one package. Its flat-rate rewards, lack of an annual fee, and introductory perks make it an attractive option for individuals who prioritize consistent cashback and financial versatility.