Bank Altitude Go – How to Apply

The Bank Altitude Go Visa has earned its place in the wallets of everyday spenders who don’t want to overthink their credit card strategy.

It’s built for simplicity, practicality, and real rewards without annual fees.

Unlike many flashy rewards cards that promise the world but deliver only in narrow categories, the Altitude Go hits on areas people actually spend money in—restaurants, gas, groceries, and subscriptions.

This makes it a great starter card or long-term keeper for those who want easy points and useful perks.

Credit Card

Bank Altitude Go

No annual fee No intro APR on purchases

$15 annual streaming service credit

APPLY NOW You will be redirected.

How Does the Altitude Go Work and What Are Its Most Valuable Features?

The card’s core appeal lies in its generous rewards structure. 

You earn 4X points on dining, which includes not just restaurants but also takeout and delivery services like DoorDash or Uber Eats. That alone makes this card a powerhouse for food lovers or people who live on the go.

You also earn 2X points on grocery store purchases, gas station transactions, and streaming services. It’s one of the few cards that rewards subscriptions like Netflix, Disney+, or Spotify—great news for digital natives.

All other purchases earn 1X point per dollar, which keeps things simple and consistent. There’s no cap on how many points you can earn, and your points never expire as long as your account is open and in good standing.

One of the most-loved features is the $15 annual streaming credit.

This is essentially a freebie if you’re already paying for music or video platforms—and who isn’t? It’s automatically applied when you make eligible purchases across 12 months.

And unlike other cards, the Altitude Go doesn’t charge you an annual fee, so every point you earn is pure upside.

Main Benefits for the Bank Altitude Go

Let’s say you eat out or order food 2–3 times per week. 

Those 4X points stack up fast. Add in your weekly gas fill-ups and your monthly grocery shopping, and suddenly, you’re racking up hundreds or even thousands of points every month without even trying.

And if you stream your favorite shows or listen to music every day, the $15 annual credit is a nice rebate. It’s not huge, but it’s effortless and rare for a card in this class.

Many users also appreciate the Visa Signature extras—from rental car coverage to emergency assistance while traveling. Even if you’re not a frequent flyer, these benefits give peace of mind.

Another standout feature is flexibility in point redemption. You can redeem for travel, merchandise, cash back, gift cards, or even donate your points.

There’s no pressure to redeem in a specific way, which gives you full control over the value of your rewards.

Main Cons for the Bank Altitude Go

For all its strengths, the Altitude Go has some limits. First, it’s not a travel-focused card.

There’s no airport lounge access, no travel credits, and no intro APR on new purchases. That might disappoint users looking for premium or high-tier perks.

It also charges foreign transaction fees, so it’s not the best choice for international trips.

And while the reward categories are generous, they don’t rotate or expand—so if your spending habits change, the card might not feel as rewarding over time.

Still, for domestic, day-to-day use, it’s hard to beat.

Fees, Rates, and Redemption Details

• Annual Fee: $0
  
• APR: Variable, based on creditworthiness
  
• Rewards:
  
  • 4X points on dining and takeout
    
  • 2X points on groceries, gas, and streaming services
    
  • 1X points on all other purchases
    
• Streaming Credit: $15 annually
  
• Foreign Transaction Fee: 2–3%
  
• Redemption Options: Cash back, travel, merchandise, gift cards
  
• Extras: Visa Signature perks (concierge, extended warranty, and more)
  

The balance of real-life rewards with zero annual fee is what makes this card so appealing. It doesn’t ask much—and delivers consistent value in return.

How to Apply for the Bank Altitude Go Visa Signature Credit Card

1. Visit the U.S. Bank website or mobile app.
   
2. Navigate to the “Credit Cards” section and locate the Altitude Go Visa Signature.
   
3. Click “Apply Now” to start your application.
   
4. Fill out your personal and financial details (income, address, employment).
   
5. Agree to the terms and conditions and submit the form.
   
6. You’ll typically get a response within minutes.
   
7. Once approved, you can access your digital card and begin using it immediately.
   
8. The physical card usually arrives within 5–7 business days.

Credit Card

Bank Altitude Go

No annual fee No intro APR on purchases

$15 annual streaming service credit

APPLY NOW You will be redirected.