American Express Blue Cash

American Express Blue Cash Preferred® Card: Maximize Everyday Rewards

Credit Card

American Express Blue Cash

6% cashback on U.S $250 welcome bonus

Cashback at $6,000 annually

How to Apply You will remain on the current site

The American Express Blue Cash Preferred® Card is a leading cashback option for families, commuters, and individuals who want to maximize their rewards on essential spending categories.

Whether you’re stocking up on groceries, binge-watching your favorite series, or commuting to work, the Blue Cash Preferred Card delivers consistent value.

Its robust features, coupled with exclusive American Express benefits, make it a top contender for those who value practicality and rewards.

Cashback Designed Around Your Needs

The Blue Cash Preferred® Card offers one of the most competitive rewards structures on the market:

• 6% cashback on U.S. supermarket purchases (up to $6,000 annually, then 1%).
• 6% cashback on select U.S. streaming subscriptions, including Netflix, Hulu, and Disney+.
• 3% cashback on U.S. gas stations and transit, including rideshares, parking, and tolls.
• 1% cashback on all other purchases.

For households, the elevated rewards on groceries alone can result in substantial yearly savings. Adding the 6% cashback on streaming services makes it the go-to card for entertainment enthusiasts.

Combined with 3% cashback on gas and transit, the card seamlessly adapts to a wide range of spending habits.

Pros and Cons

Pros

• Elevated 6% cashback on groceries and streaming services.
• 3% cashback on gas and transit.
• Generous $250 welcome bonus.
• 0% introductory APR for 12 months on purchases and balance transfers.
• Extensive American Express perks and protections.

Cons

Requires good to excellent credit for approval.for online and in-store transactions.

$95 annual fee (waived for the first year).

Cashback on groceries capped at $6,000 annually.

Is This the Best Card for You?

The Blue Cash Preferred Card is ideal for individuals and families with high spending in its bonus categories.

If you frequently shop for groceries, rely on streaming services, or spend on gas and transit, the elevated cashback rates will easily offset the annual fee.

For users whose spending doesn’t align with these categories or those looking for a no-annual-fee option, other cards may better suit their needs.

However, for maximizing rewards on everyday expenses, the Blue Cash Preferred Card is a standout choice.

Why We Love This Card

The Blue Cash Preferred® Card combines elevated cashback rewards with premium benefits.

Whether you’re stocking up on groceries, binge-watching your favorite series, or commuting to work, the Blue Cash Preferred Card delivers consistent value.

Its focus on essential categories, coupled with the reliability of American Express, makes it a valuable addition to any wallet. With robust rewards, a welcome bonus, and practical perks, this card delivers on all fronts.