Citi Diamond Secured

Credit Card

Citi Diamond Secured

Unlimited 2% cashback on all purchases. Generous introductory bonus of $200.

It offers convenience, security and financial versatility

How to Apply You will remain on the current site

The Citi® Diamond Secured Mastercard is designed to help individuals build or rebuild their credit responsibly. With straightforward features and a refundable security deposit, this card is an excellent stepping stone for those looking to establish a strong financial foundation.

For individuals who may not qualify for traditional credit cards due to limited or damaged credit histories, the Citi Secured Mastercard provides an accessible entry point. By requiring a refundable security deposit, the card ensures that users can manage their spending responsibly while building positive credit habits.

Pros and Cons

Pros

• No annual fee.
• Reports to all three major credit bureaus.
• Refundable security deposit.
• Tools for tracking spending and payments.

Cons

• Requires a security deposit.
• No rewards or cashback program.

Is This the Best Card for You?

The Citi Diamond Secured Mastercard is an excellent option for individuals who need to build or rebuild their credit and are comfortable with the refundable deposit requirement. It is less suited for users seeking rewards or cashback benefits, as its primary focus is on credit improvement.

Why We Like This Card

The Citi Secured Mastercard excels in its simplicity and focus on credit building. With no annual fee and tools for effective account management, it’s a reliable choice for users prioritizing financial stability.